Hello from Smart Pension!

Its been a busy year here at Smart Pension, and we’ve been making changes with you in mind. We’ve upgraded our member tools and given our app a refresh to make it more accessible, helping you plan and save for your future at a time and place that works for you. We want to ensure you get the most out of your Smart Pension account, both now and in the years to come.

Dont forget

Whether it’s understanding your finances, making the most of your benefits, or planning for retirement, we’re here to help.

See what's new

£5bn+

assets under management

1.4m

members

£100m

growth every four weeks

70k+

employers

As of September 2024

Are you saving enough?

With more people in the UK living past 100, your retirement may last longer than you expect. Saving the minimum 8% of your salary into your pension might not be enough for the retirement you want – but even small increases can make a big difference. Use our pension calculator to estimate what you might need in retirement.

Use our calculator

Are your details up to date?

It only takes a moment to ensure your contact details with Smart Pension are up to date. Make sure we have your personal email on file so we can keep you connected with your hard-earned savings.
Why not sign in today to quickly check and update your personal details?

Update your details

Who’s looking after your old pensions?

When you change jobs, you may leave behind pensions that you’re no longer paying into. Why not save time by bringing them all together, so you keep track of your retirement savings and pay less in charges? You’ll always have a clear view of your savings through our easy-to-use app.

Combine your pensions

What’s new?

Your feedback has helped us roll out new features, so you can understand why your pension is important, as well as making sure your pension savings work as hard as you do. Here are a few of the highlights.

Your account – a refreshed look and feel.

Pension balance – you can track your pension savings whenever you need.

Coming soon – find out what you’ll have in retirement with the new version of our pension calculator.

Things you need to know

The pension landscape is changing, and we’re here to keep you updated. Here are some of the changes which could impact your retirement plans.

The State Pension – the age and entitlement amounts are changing. Visit the government website to keep track of your State Pension.

Private pension age – there is a change coming in 2028, with the minimum retirement age increasing from 55 to 57. This change could have a major impact on your retirement plans. Find out more here.

The pension dashboard – the upcoming pension dashboard will bring all your pension information into one place, making it easier to track your savings and plan for the future.

 Take control

Retirement might seem far away, but saving for your pension is a journey. Taking control of your retirement planning  has never been easier. Get your full pension download today and start planning for a brighter future, in just 20 minutes.

Download the Smart Pension app

It only takes two minutes to check what you have in your Smart Pension. Knowing what you have will help you work towards the retirement you want.

Make a plan

Taking action today will help you get on track. It’s never too early or too late to think about your income in retirement. Make a start by using the pension calculator on our app today.

Find and combine your pensions

Have you changed jobs and left some pension savings behind? With an estimated £31.1 billion out there in lost or forgotten UK pension savings*, how much of it could be yours? Combine your pensions using our app to get started.

Source: National Pension Tracing Day

Download the app today

Access your pension on the go with the Smart Pension app. Check your balance, change your contributions, and manage your account anytime, anywhere. Download the app today to take control of your future.

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