Hello from Smart Pension!
It’s been a busy year here at Smart Pension, and we’ve been making changes with you in mind. We’ve upgraded our member tools and given our app a refresh to make it more accessible, helping you plan and save for your future at a time and place that works for you. We want to ensure you get the most out of your Smart Pension account, both now and in the years to come.
Don’t forget
Whether it’s understanding your finances, making the most of your benefits or planning for retirement, we’re here to help.
£6bn+
assets under management
1.4m
members
£100m
growth every four weeks
70k+
employers
As of December 2024
What’s new?
Your feedback has helped us roll out new features, so you can understand why your pension is important and make sure your pension savings work as hard as you do. Here are a few of the highlights:
Pension calculator – find out what you’ll have in retirement, and how much you might need for the lifestyle you want
Pension balance – see your pension’s potential by getting a clear view of your pension savings
Fund comparison – compare our wide range of funds and strategies to make most of where and how your money is invested Your account – an improved and refreshed look and feel
Things you need to know
We’re committed to making sure that we offer great value for money. From 1 March 2025, we’re changing how much you pay us to look after your retirement savings. The monthly flat fee you pay will increase from £1.75 to £2.08 – a small increase of £3.96 per year.
Why not find out more about what your charges pay for.
Award-winning investments
Our investments help you grow your pension savings whilst also doing the right thing for the world around us. We offer choices for everyone. The “we do it for you” option, which has three sustainable investment strategies, depending on how sustainable you want your investments to be. We’ll choose one for you if you don’t make a choice.
Do you use Smart Rewards?
We want to help you save today as well as save for your future. Smart Pension members can enjoy Smart Rewards, a free benefit provided by Fizz Benefits Limited, offering discounts at your favourite online and high street retailers.
Are you saving enough?
With more people in the UK living past 100, your retirement may last longer than you expect. Saving the minimum 8% might not be enough for the retirement you want – but even small increases can make a big difference. Use our pension calculator to estimate what you might need in retirement.
Are your details up to date?
It only takes a moment to ensure your contact details with Smart Pension are up to date. Make sure we have your personal email on file so we can keep you connected with your hard-earned savings.
Why not sign in today to quickly check and update your personal details?
Who’s looking after your old pensions?
When you change jobs, you may leave behind pensions that you’re no longer paying into. Why not save time by bringing them all together, so you keep track of your retirement savings and pay less on charges? You’ll always have a clear view of your savings through our easy to use app.
Take control
Retirement might seem far away, but saving for your pension is a journey. Taking control of your retirement planning has never been easier. Get your full pension download today and start planning for a brighter future, in just 20 minutes.
Download the Smart Pension app
It only takes two minutes to check what you have in your Smart Pension. Knowing what you have will help you work towards the retirement you want.
Make a plan
Taking action today will help you get on track. It’s never too early or too late to think about your income in retirement. Make a start by using the pension calculator on our app today.
Find and combine your pensions
Have you changed jobs and left some pension savings behind? With an estimated £31.1 billion out there in lost or forgotten UK pension savings*, how much of it could be yours? Combine your pensions using our app to get started.
Source: National Pension Tracing Day
Download the app today
Access your pension on the go with the Smart Pension app. Check your balance, change your contributions, and manage your account anytime, anywhere. Download the app today to take control of your future.
