Compare Smart Pension and Scottish Widows

Learn how we compare to Scottish Widows when it comes to features, investment performance and user rating and why you should choose Smart Pension


See how Smart Pension compares to Scottish Widows

Smart PensionScottish Widows
Trustpilot rating4.6 (Excellent)4.2 (excellent)
Employers signed upOver 70,000Over 19,000
Number of membersOver 1 millionOver 3 million
Mobile app
Find and combine pensions tool
Payroll integration

Information is taken from company websites. Comparisons based on information sourced September 2024 and will be updated every six months. The information contained here is for general information purposes only and we accept no responsibility or liability for the use, reference to or reliance on any information contained here. We encourage you to do your own research of pension providers and this is not considered advice.

How Smart Pension investment performance compares to Scottish Widows over the last three years

Pension provider3 years cumulative performance
Smart Pension (A)19.1%
Scottish Widows (B)7.7%

Source: Trustnet of charges. Smart Pension – Smart Sustainable Growth and Scottish Widows – Scottish Widows Pension Portfolio Three Pension Series 2Past performance is not an indicator of future performance.  Comparisons based on information sourced November 2024.

Why Smart Pension?

Easy to use app with real-time pension access,  members can access their account through the app or website

Award-winning investments –  our investments have a sustainable approach whilst also focuses on maximising returns for members

Streamlined pension admin – connecting your payroll software to Smart Pension and automating pension uploads

Value for moneymany companies switch to us to reduce the fees that they and their employees are paying

Employer account – comply with auto enrolment legislation and extract real-time data and key management information, all at the touch of a button

Stand-out service – with full project management support, from transferring data to communicating the change to employees, we have a seamless process

Financial well-being – meaningful support provided to all members about all their finances, not just pensions

Smart Rewards – free access to discounts and cashback at over 1,400 major retailers, saving members’ up to £600 a year

Workplace pensions – competitor comparison

Companies who recommend Smart Pension

Radfield Home Care Ltd, Shrewsbury

Having used other automatic enrolment pension schemes, I can say that Smart Pension is the best one I have come across for a few reasons. The set up of new schemes is very simple and the platform is easy to navigate and understand. The customer support is excellent and I believe that our employees have a similar experience with their individual pension accounts.

Inspired Villages,
UK

The set-up of new schemes is supported by our dedicated point of contact and we always receive quick replies and excellent support from the Smart Pension team regarding any contribution queries. Our employees have access to their own pension account online, so they can easily keep up to date with their pension, plus Smart Pension offers excellent employee benefits and a good choice of funds.

Hear from our customers

She also called me back when she said she woul...a big 10 out of 10 from me!
Alison

Rated excellent by Trustpilot

Awards and achievements

Join Smart Pension today

Join over 70,000 employers who are already using Smart Pension and helping over a million individuals save for retirement.

Employers already using Smart Pension