Transforming retirement, savings and financial wellbeing
Join over 70,000 employers and more than a million individuals already using Smart Pension to help save for retirement.
by The Pensions Regulator
£6bn+
assets under management
1.4m
members
£100m
growth every four weeks
70k+
employers
As of December 2024
Why Smart Pension?
Easy to use app
Real-time pension access – members can access their account through the app or website.
Bringing pensions together – there’s an estimated £31.1 billion in UK lost pensions out there*. Members can find and view all their retirement savings in one place.
Award-winning investments
Sustainable – our investments have a sustainable approach whilst also focusing on maximising returns for members.
Targeting net zero – our default growth fund is market-leading and targeting net zero by 2040, ten years ahead of the Paris Agreement and most other providers.
Backing from global financial giants
Streamline pension admin
Save time – we help companies run pension admin hassle-free every month by connecting your payroll software to Smart Pension.
Simplify monthly tasks – we deliver simple integration with most major payroll software providers to automate contribution uploads and make your job easier.
Value for money
Digital-first technology – our Keystone technology brings huge efficiency, meaning that we can keep our charges low.
Reduce pension charges – many companies switch to us to reduce the fees that they and their employees are paying.
Give your employees more than a pension
Financial wellbeing support – provided for all members. Learn more.
Smart Rewards – free access to discounts and cashback at over 1,400 major retailers, saving members' up to £600 a year*. Learn more.
Smart Retire – keeps members’ savings working hard even after they retire. Learn more.
Rated excellent by Trustpilot
Awards and achievements
Join Smart Pension today
Join over 70,000 employers who are already using Smart Pension and helping over a million individuals save for retirement.
