A modern workplace pension
What you get with Smart Pension
Employer account
Through your account, you can manage your workplace pension, comply with auto enrolment and extract real-time data and key management information, all at the touch of a button.
Our purpose-built technology is developed completely in-house. It makes scheme management simple, saving you both time and money.
Streamline pension admin
We deliver simple integration with most major payroll software providers to automate contribution uploads, save time and make your job easier.
More on payroll integration
Value for money
Our digital-first Keystone technology brings huge efficiency, meaning that we can keep our charges low.
See our charges
Stand-out service
Our dedicated team will help you to switch to Smart Pension. With full project management support, from transferring data to communicating the change to employees, we have a seamless process. We also provide ongoing support via our team of pension experts, on hand to support you every step of the way.
About our service ethos
£5bn+
assets under management
1.4m
members
£100m
growth every four weeks
70k+
employers
As of September 2024
Give your employees access to more than a pension
Members can access their account real-time through our app.
There’s an estimated £31.1 billion in UK lost pensions out there*. Help members find and view all their retirement savings in one place.
*National Pensions Tracing Day’
Free access to discounts and cashback at over 1,400 major retailers, saving members’ up to £600 a year*.
*Smart Rewards is provided by our third-party service provider, Fizz Benefits Limited.
Meaningful support provided to all members about all their finances, not just pensions.
Making it simple for users to manage their money in the lead up to and during retirement.
SAVA is capable of responding to member questions in real-time.
Rated excellent by Trustpilot
Frequently asked questions
I want to help my employees learn more about their pension. How can you help me?
We provide useful tools including emails, videos and other free resources for you to download and share with your employees. These will help your them get the most out of their Smart Pension account and get on track with their saving for retirement. We even include handy campaigns that you can send to your employees using email templates and wordings. Access our employer toolkit now.
What if I have a question about managing my pension scheme – what support can you offer?
Lots of our employers find the answers to their questions in our employer toolkit or Employer Support area. Alternatively, you can always speak to the team by using live chat or calling 0333 666 2323 during office hours (9am to 5pm Monday to Friday – except Bank Holidays).
How is the Smart Pension Master Trust governed?
We have an independent board of trustees who make sure our pension scheme follows pension legislation and act in members’ best interests at all times. Our board has extensive experience in the pension industry. Andy Cheseldine chairs our board and has been named as one of the top 25 most influential investment consultants in the past five years – a testament to his reputation. Andy has over 35 years of experience in consulting on defined benefit and defined contribution pension schemes. Meet our trustees here.
Where can I read more about your investment performance?
See our latest investment report which summarises the most recent performance for all our funds. It shows you how they have been performing over the past three months and up to the last five years.
Backing from global financial giants
Why choose Smart Pension?
Simple payroll integration
This helps make running pension admin hassle-free every month
Fully functional app
Employees can access their pension in real time, at any time
Value for money
Our technology boosts efficiency, keeping our costs low
Award-winning
Investments focussed on maximising returns for members
Join Smart Pension today
Join over 70,000 employers who are already using Smart Pension and helping over a million individuals save for retirement.