Transfer my pensions into one place

Use our easy online tool to bring all your pensions together in just a few clicks

Why transfer my pensions to Smart Pension?

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It’s quick and easy to combine your pensions‍

Use our unique tool to easily bring your old pensions together in one place, whether you know which provider they’re with, or not.

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Manage your pension savings wherever you are

Manage your pension savings whenever and wherever you want, online through your Smart Account or on our mobile app.

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Know that we take responsible investment seriously

We’ve committed to a net zero investment portfolio by 2040 and have already halved the emissions of our default fund.

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Trusted by 1.4m+ people and 70,000+ employers

We look after £5bn+ pension savings and we have a 4+ star rating from Trustpilot.

Sign in to your Smart Pension account with your email/username and password. Get help signing in.
Click the Combine pensions tile on your dashboard and you'll be guided through the process of combining your pensions. Get help using the pension finder tool.

Having all your pensions in one place means:

It’s easier to keep track of your retirement goals when all of your pension savings are together

You can spend less time on personal admin as there would only be one set of paperwork

You’ll pay one charge rather than many, which could mean more money for your retirement

Please read our transfer guide before deciding whether to combine your other pensions.
If you need some help making decisions about your pension, you can get either guidance or advice. MoneyHelper offers free pensions guidance through their online form, online chat or phone them on 0800 011 3797 Monday-Friday from 9am-5pm, excluding bank holidays. If you would like personalised advice, you should get in touch with an independent financial adviser – you can find a list local to you on the MoneyHelper website.
Be aware of pension scams. If something seems too good to be true, chances are it is. Find out more on our scam smart webpage.

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